David Hammett Insurance Services

LET US INSURE THAT YOU'RE SECURE!

Home Insurance
Commercial Insurance
Liability Insurance
Mortgages & Loans
Mortgage Payment Protection
Life & Critical Illness Term Insurance

Qualified Professional Service

I am Directly Authorised by the Financial Services Authority. I am fully qualified to discuss your insurance needs and mortgage requirements and hold the full Financial Planning Certificate and Mortgage Advisory Qualification as well as being a Certified Member of the Personal Finance Society. Having worked in and with major insurance companies since 1985, I have the necessary experience and expertise to achieve your General Insurance and Mortgage goals.

My Clients

As a Broker, my clients come from all walks of life, aged 18 to 80, home- owners, tenants, married, single, with children or not, mostly from the Surrey area but some are ex-patriots living in exotic locations such as Dubai and Australia (even Wales and points north of the Watford Gap!). Whoever they are, I offer them a dedicated, friendly and personal service. The majority however are locally based families and small businesses. As a family man and small business proprietor myself, I understand their needs and aspirations.

General Insurance

I deal with both Domestic and Commercial Insurances. Most clients are concerned with getting value-for-money products. I can offer highly competitive rates and in some cases “quote them ecstatic”! However whilst price is always an important factor, I need to ensure that I can offer the most appropriate product, tailored to their individual situation. This means careful fact-finding and then designing a solution. I make no charge for this service! I am only paid on results. I have access to major insurers.

Mortgages

I offer an Independent Mortgage and Loan Broking Service. I have access to all the main lenders and a few specialist ones too! So whether your are moving home, contemplating a re-mortgage, raising finance for home improvements, debt consolidation or any other legal purpose, holiday homes and buy-to-let. If you have an impaired credit rating I will be pleased to try and help or give advice (it’s free!). I also can provide access to secured and unsecured loans. There are no hidden or “up-front” fees for my Mortgage and loans service.

Mortgage Protection

You and your home are your most valuable assets and therefore should anything happen to either, you need to ensure they are adequately protected by insurance. Apart from the obvious protection for your home (Buildings and Contents) you need protection for you and your mortgage and as such we offer term (non-investment) Life and/or Critical Illness cover, as well as Mortgage Payment Protection (Accident, Sickness and Unemployment – for both employed and self-employed).